Decided to visit Norway, and you are looking to rent a car when you reach your destination? Or, you’re going pretty much anywhere else and want to rent a vehicle so as to make your vacation and your trip easier and more convenient? Quite a lot of advantages come with using the rental option, but there may be one thing that you haven’t yet thought about, even though you’ve already decided to use this specific solution.
How are you going to pay for it? And no, I am not saying that you may not have the money for this, because you certainly wouldn’t even be considering the idea if that were the case. What I am saying is that you’re not sure if you should pay for leiebil med kredittkort, that is, pay for your rental car with a credit card, or use a debit card, or even cash. Definitely not an easy thing to decide if you haven’t done this before, but the truth is that there are quite a lot of advantages to using a credit card for making this payment.
Do You Need a Credit Card to Pay for Car Rental?
Has someone told you that you will actually need to have a credit card if you want to use a car rental service in Norway, or in any other country for that matter? And, are you now convinced that you won’t be able to pay for this service using a different method? Think about this for a moment. I mean, really think about it.
Doesn’t it sound a bit off? Sure it does, because it’s not correct. Imagine someone not accepting your debit card for this type of a payment. Would be pretty unusual, wouldn’t it? And, while cash usually isn’t the go to option for anyone, cash payments could also be accepted at some places.
Meaning, in short, that you don’t really need a credit card so as to pay for car rental. You can use any other payment method you prefer, provided that the company you’re cooperating with is accepting it. If they accept cards, it won’t matter to them if it’s a debit or a credit one.
Why Should You Use It, Though?
It might matter to you, though. Put simple, there are some clear advantages to paying for your rental car, and insurance, with your credit card. If, however, you’re not entirely sure what those advantages are and how you can benefit from leiebil forsikring kredittkort, reading on will give you a clearer idea about that. Below I will list some of the most common advantages you can expect to get from paying for this service with this type of a card.
1. Fraud Protection
Ever heard of fraud protection? Something your debit card definitely won’t offer. The superior protection against fraudulent charges, should they occur, offered by credit cards are a clear advantage that should make it obvious why paying for your rental car service with it is beneficial. Basically, if some fraudulent activity is noticed, you’ll be notified, and if you repot it, you won’t be liable for any of the fraudulent charges that might have been made. The protection this option offers is surely amazing, so it’s no wonder that people are opting for it rather than other payment methods.
2. No Access to Your Bank Account
When paying with your credit card for the rental car, the company won’t have direct access to your bank account, which is good for several reasons. First off, if you’re worried about being scammed or something, it shouldn’t be a huge concern with a credit card, due to the fraud protection mentioned above. And, on top of that, if the rental company charges a security deposit or adds some other charges once you return the vehicle, paying with a debit card could result in you losing quite a lot of cash. Something that won’t happen with the credit option, because you can cover those charges without losing access to your day-to-day funds.
3. Disputing Errors Is Easier
Sometimes, you could wind up not agreeing with the charges made by the rental company. Just ignoring that, mumbling something to yourself and leaving it be is not the smartest move. After all, you are the one who needs to worry about their own finances, and if you notice any errors, those have to be reported and disputed. While you can report and dispute even if you pay with your debit card, the credit one leads to a much easier dispute process
Why? Because you can withhold payment to the company until the dispute is resolved. On the other hand, with the debit option, you probably won’t get the money back until you’ve won the dispute, which puts you at a very big disadvantage. Basically, the first option is the safer one for you, and you should always go for the safe and secure options, especially when traveling and using services of companies you haven’t worked with in the past and you know nothing about. After all, you don’t want to get ripped off, and you can be sure that won’t happen when you’re using a credit card.
4. You Could Earn Rewards
Another great reason why you should consider paying for the rental services with this particular financial instrument is because you could wind up earning some rewards that way. How come? Well, if you’ve done any research whatsoever on various credit cards, you must have realized that quite a lot of those providers offer some kinds of rewards for using them, and you can take advantage of that, so as to earn points, miles, or even get a percentage of the money you spend back.
Naturally, the rewards you’ll gain will depend on the provider you choose to work with and the actual card you decide to use. Basically, not using this option could be just like giving up free cash. And, nobody would say no to free cash, am I right?
A great benefit offered by numerous different providers is connected to insurance. While you’re not planning on being in an accident, you can never know what may happen, especially when in a foreign country. A lot of cards offer rental car insurance for collisions when you pay with it, so that’s another great advantage to consider.
The bottom line? Paying for your rental car with this financial instrument comes with quite a lot of advantages that you don’t want to miss out on. So, when packing, make sure to pack your credit card and enjoy your trip to the fullest.